theloannetworkhttp://gdata.youtube.com/feeds/api/users/theloannetworkEducationAppraisal, Value, appreciation, assessed, valuation, Certificate, of, title, Clear, Loans, Rates, Words, Mortgage, Broker, Realtor, Lender, Refinance, Business, Money, Property, Trust, Tax, Government, Local, National, News, How, To, What, isAppraisal Value Definition
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This is a song about the rules that ALL licensed real estate appraisers MUST follow; they are the Uniform Standards of Professional Appraisal Practice (USPAP).
USPAP can be found at: www.appraisalfoundation.org
Appraisal SubCommittee: www.asc.gov
Association of Appraiser Regulatory Officials: www.aaro.net
Copyright 2009, Maureen Sweeney, All Rights Reserved.
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Posted in home appraisers | 2 Comments »
Subprime, Mortgage, Fraud, Money, Cash, Adjustable, Home, Real Estate, House, Home, Mold, denver
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Posted in home appraisals | 2 Comments »
… by the CHAPS! 
http://web.archive.org/web/*/http://www.appraiserspetition.com
http://209.85.129.104/search?q=cache:dntGQjKsKbYJ:appraiserspetition.com/+appraisers+petition&hl=en&ct=clnk&cd=1
Appraisers Petition 2002
Concerned Real Estate Appraisers from across America
Submit the attached petition (Which was posted on appraisersforum.com):
To: Mr. Ben Henson – Executive Director
Appraisal Subcommittee (ASC)
Federal Financial Institutions Examination Council
email: benh1@asc.gov
cc: Other state or federal agencies with authority in the following matter
“The ASC’s mission is to ensure that real estate appraisers, who perform appraisals in real estate transactions that could expose the United States government to financial loss, are sufficiently trained and tested to assure competency and independent judgment according to uniform high professional standards and ethics.” From the ASC website.
The concern of this petition has to do with our “independent judgment” in performing real estate appraisals. We, the undersigned, represent a large number of licensed and certified real estate appraisers in the United States, who seek your assistance in solving a problem facing us on a daily basis. Lenders (meaning any and all of the following: banks, savings and loans, mortgage brokers, credit unions and loan officers in general; not to mention real estate agents) have individuals within their ranks, who, as a normal course of business, apply pressure on appraisers to hit or exceed a predetermined value.
This pressure comes in many forms and includes the following:
the withholding of business if we refuse to inflate values,
the withholding of business if we refuse to guarantee a predetermined value,
the withholding of business if we refuse to ignore deficiencies in the property,
refusing to pay for an appraisal that does not give them what they want,
black listing honest appraisers in order to use “rubber stamp” appraisers, etc.
We request that action be taken to hold the lenders responsible for this type of violation and provide for a penalty on any person or business who engages in the practice of pressuring appraisers to do dishonest appraisals that do not provide for independent judgment. We believe that this practice has adverse effects on our local and national economies and that the potential for great financial loss exists. We also believe that many individuals have been adversely affected by the purchase of homes which have been over-valued.
We thank you for your cooperation and assistance.
Sign this Petition Your name and any comments you make will be added to those below:
Signed by:…..
PS Alan! HOW DARE YOU TO TELL PEOPLE YOU DID NOT KNOW THAT LOW INTEREST RATES WOULD LEAD TO HOUSING BUBBLE!
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Posted in property appraisers | 20 Comments »
Even while our nation’s real estate downturn is still unfolding, there’s been lots of talk about how to prevent a repeat in the future.
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Posted in house appraisals | 2 Comments »
Even while our nation’s real estate downturn is still unfolding, there’s been lots of talk about how to prevent a repeat in the future.
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Posted in house appraisals | 2 Comments »
Posted in house appraisals | No Comments »
A brief description on how to read a general purpose real estate appraisal in Houston and Austin Texas. These appraisals are written on general purpose forms and typically used for non mortgage or financial transactions. Visit us at http://www.cpappraisals.net for more information.
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Posted in house appraisals | 2 Comments »
Posted in home appraisers | No Comments »
For more information on FHA Streamline visit https://www.quickenloans.com/mortgage-options/fha-streamline
Quicken Loans now offers FHA Streamline, the easiest way to refinance your FHA loan. With FHA Streamline, you could refinance an FHA loan with no appraisal and no income/assets verification.
Refinancing an FHA Loan with FHA Streamline
FHA Streamline offers a great opportunity to anyone currently in an FHA loan. All FHA loans qualify for the program, including 30- and 15-year fixed rate FHA loans and all ARM FHA loans. FHA Streamline allows you to take advantage of lower mortgage rates by refinancing your current FHA loan into a lower fixed rate on a new FHA loan.
Lower Your Mortgage Rate on Your FHA Loan with FHA Streamline
Quicken Loans makes it simple. If todays mortgage rates are lower than your current rate, or you have an FHA ARM that may adjust upward, you can refinance your FHA loan up to the original amount of your current loan at todays lower rates. And with FHA Streamline, you could qualify for an FHA refinance with no appraisal and no income verification. Its easy, fast and designed to get you a lower payment on your FHA loan.
Get an FHA Streamline and Get a Lower Mortgage Rate Today
Lets clarify the benefits of FHA Streamline. Consider a 30-year fixed rate mortgage of $250,000. The monthly payment on this mortgage at 7% is approximately $1,663. If you could lower that interest rate to 5%, your payment would be approximately $1,342. Thats a monthly difference of $321. Over a year that would be $3,852. Over 10 years the difference is $38,520. And over the full life of your 30-year mortgage, thats a difference of $115,560. Those numbers are catching the attention of homeowners across the country!
FHA Streamline Could Put Money Back in Your Pocket
Its easy to see why the popularity of FHA Streamline is growing fast. And its a program every homeowner with an FHA loan should look into. If you have an FHA loan, Streamline could lower your rate and payment today while still giving you the security of the FHA program. Get in touch with us at (866) 457-8425 and well find out if you qualify for a quick and easy refinance to a lower rate and payment with no appraisal required.
Its the fastest, easiest way to lower your payment on your FHA loan today.
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Posted in fha appraisers | No Comments »
Obama Refi
Home Appraisers “Do you want” On Next-OpenHouse.com